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Free National Recovery*

Stay in control of your vehicles with our business breakdown cover packages

Keep your business moving

Running a company with vehicles at its heart means that staying still isn’t an option. Our business breakdown cover will make sure your drivers get back on the road quickly – and with minimum disruption – if the worst happens. All you need to do is choose the right level of cover for you.

Which vehicles can be covered?
Whether you just have a single vehicle or run a whole fleet, we can cover your cars, vans, trucks and more – as long as they’re 3.5 tonnes or under. If you’re not sure if your vehicle would be eligible, you can call us on 0800 55 11 88 to check.

You can also cover up to two vehicles under 3.5 tonnes with our UK breakdown cover.

Not what you’re looking for?

Business breakdown cover options

Prices are approximate, per vehicle and based on 3 to 5 vehicles.

£100 per vehicle per year
£111 per vehicle per year
£273 per vehicle per year
Roadside Assistance

24/7 cover for breakdowns over a quarter of a mile from your vehicle’s registered address. If we can't complete repairs at the roadside we'll take your vehicle to a nearby garage.

Home Start

Brings cover to within a quarter of a mile of your vehicle’s registered address. You can arrange a time for us to arrive that suits you too.

National Recovery

If we can't fix your vehicle at the roadside or arrange a quick local repair, we’ll take your driver home or to their destination – as long as it’s anywhere on the UK mainland.

Relay Plus

If you have Relay and we can't arrange a local repair, we’ll give you a hire car for 2 days, accommodation for 1 night or cover your public transport costs. Relay Plus can only be bought with Relay.

Accident Management

Get assistance with vehicle recovery, repairs and processing insurance claims after accidents or vandalism. Accident Management can only be bought with Relay.

Fleet Europe

English-speaking help if your vehicle’s broken down in Europe. We’ll also arrange for your driver and vehicle to be taken home if it can’t be fixed.

Breakdown repair cover

Get help with the cost of replacing insured parts – as well as up to £85 per hour towards garage labour if we can’t fix your vehicle at the roadside.

“Over the years, the AA has provided a consistent high level of service and delivery to our customers. As a business they understand our challenges and have assisted us with standard and exceptional breakdown situations.”

Simon Pilcher, Supplier Manager, Leaseplan
“No other provider has such an all-encompassing array of services as the AA – even offering video calls to its technical helpdesk. Patrols are well-equipped with the AA making a significant investment in the latest diagnostics tools.”

Judging panel, Fleet News Awards 2016

Exclam800black2 Broken down and need help now?

Call us 24/7 on 0800 420 420

Call us 24/7 on 0800 420 420

0800 420 420

Good to know

* Offer does not apply to taxi, van and courier cover, minibus cover, pay as you go services (fleet rescue and truck rescue), Fleetwide 5 or Breakdown Repair Cover and is only available for new customers in their first year of cover. Cover renewal and additional vehicles will be charged at standard business breakdown cover rates. Offer cannot be used in conjunction with any other offer. Cover is subject to terms and conditions

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online.


Policy documents

Our business breakdown cover policy documents give you all the details of what is and isn’t included.

Business breakdown cover
For policies starting from 23 May 2018:

Fleet cover (May 2018)

For renewing policies from 1 November 2019 and new policies from 1 December 2019:

Fleet cover (November 2019)

AA Fleet Europe
For policies starting from 23 May 2018:

Fleet Europe (May 2018)

Breakdown repair cover
For policies starting on or after 23 May 2018:

Breakdown repair cover (May 2018)


I don't have cover. Can you send someone if I have an emergency now?

Yes. You can call us on 0800 420 420 to get help straight away.

We'll tell you how much it’ll cost to fix the problem and send an engineer as soon as possible.

I have a heavy goods vehicle (HGV) – can it be covered under business breakdown cover?

No, if you have a HGV or a vehicle over 3.5 tonnes, you’d need to take out truck breakdown assistance.
How much is the VAT on business breakdown cover?

We don’t charge VAT on specialist breakdown cover.
How long will it take to open my account?

We’ll open your account as soon as we receive your completed application form and payment. If you choose to buy cover that starts up to 30 days later, your breakdown assistance won’t begin until your cover start date. Your cover expires 12 months after your start date.
When will I be able to use my business breakdown cover?

You can use your cover 48 hours after opening an account.
Do I need my breakdown card to call out the breakdown service?

Yes. Your card has the telephone number for your driver to phone in a breakdown situation, and quoting your card number will help us to find your details on the system. You’ll also need to show a valid card when the patrol arrives.

You should receive your breakdown card around seven days after your account is opened.
Will my company be invoiced if a patrol has to fit spare parts?

If this happens, the driver would have to pay for the part there and then unless alternative arrangements had been made before the call-out.

What if I sell one of my covered vehicles mid-way through my breakdown cover period?

You can add another vehicle in its place at any point up to renewal of your cover. If a replacement vehicle isn’t allocated, we won’t be able to give you a refund or credit.

Does business breakdown cover include accident support?

Not as standard, but you can add Accident Management to your Fleet or Specialist Vehicle cover. We also provide Accident Management as a separate service for larger customers.

Breakdown Repair cover

Do I have to keep my fleet regularly serviced?

Yes. Once you’ve nominated a vehicle for Breakdown Repair Cover then you'll need to keep it serviced as recommended by the manufacturer. Servicing must be done by a professional garage business or in-house workshop staffed by qualified mechanics.

Make sure you keep hold of your receipts and invoices as you may be asked to produce evidence of servicing when you make a claim.

Can I claim straightaway?

No. You won’t be able to claim for parts or repairs if you break down during the first 14 days after your agreed policy start date. After this period, your cover will apply.

Can I take my vehicle directly to my garage?

No. You’ll need to request assistance under your business breakdown cover.

If I have more than one vehicle in my fleet, do I have to nominate all my vehicles?

Yes, you need to nominate all vehicles that you'd like to be covered.

What do I do if I change or add a vehicle?

You can easily update your policy to cover a replacement vehicle. Just check the eligibility requirements for your new vehicle and call us on 0800 551 188 as soon possible. You won’t be able to make a claim for that vehicle if it breaks down within the first 14 days after you’ve let us know about the change.

Who can I talk to if I still have questions?

If you have a query you’d like to discuss, get in touch with us on 0800 551188.

Call now to buy business breakdown cover

0800 316 0410

Open: Monday to Friday 9am to 5pm.

0800 316 0410